Home How To How to : How to Check if a 100 Dollar Bill Is Real

How to : How to Check if a 100 Dollar Bill Is Real

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How to : How to Check if a 100 Dollar Bill Is Real

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Method 1
Method 1 of 3:

Checking Newer Bills (Series 2009 and Later)

  1. Step 1 Look at the serial numbers.


    The serial number should correspond to the series. The serial number appears in the upper left and lower right corners. If the serial number doesn’t correspond to the series, then you are dealing with a counterfeit.[1]
  2. Step 2 Feel Franklin’s shoulder.

    The new $100 uses raised printing on Ben Franklin’s shoulder. Run your fingers over the spot. You should be able to feel texture.[2]

  3. Step 3 Check for color-change ink.

    There is a large copper-colored inkwell to the left of the bill’s serial number. Inside the inkwell is a bell, which should change color from copper to green as you look at the bill from different angles.[3]
  4. Step 4 Hold the bill up to the light.

    An embedded thread runs just to the left of Franklin’s portrait. The letters “USA” and the number 100 alternate along the strip, which is visible from both sides of the note.

    • If you hold the bill up to UV light, then the strip should glow pink.[4]
    • You can also purchase a counterfeit detector which shines UV light, which might be helpful if your business handles a lot of bills. A popular option is the AccuBanker D63 Compact. It costs about $50.
  5. Step 5 Check the blue security ribbon.

    Just to the right of Franklin’s portrait is a blue security ribbon. This ribbon is 3-D. Move the bill back and forth and check that you see the number 100 and tiny bells move from side-to-side as you move the bill.[5]
  6. Step 6 Look for the watermark portrait.

    Hold the bill to the light and look for a faint image of Benjamin Franklin in the white oval on the right-hand side. You can see the watermark portrait on either side of the bill.[6]
  7. Step 7 Use a magnifying glass to find the microprint.

    Check around Franklin’s jacket collar. You should see the words “The United States of America” in small type.[7]

Method 2
Method 2 of 3:

Checking Older Bills (Pre-Series 2009)

  1. Step 1 Check the date.

    The newest $100 bills are “Series 2009” bills, and they have many different security features. Older bills are being phased out of circulation to prevent counterfeiters from fooling people. Nevertheless, older bills are still legal tender, so if you get one you shouldn’t automatically assume it is fake. Check the date on the bill.[9]
  2. Step 2 Feel the bill.

    U.S. currency has a distinctive feel. The bills are printed on cotton and linen, not paper. Also, bills should have slightly raised ink, which is a feature of the printing process. If you handle currency as part of your job, you should quickly develop familiarity with the feel of authentic money.[10]
  3. Step 3 Look for the security thread.

    A $100 bill printed after 1990 should have a security thread on the left-hand side that is only visible when you hold the bill up to the light. The words “USA” and “100” should alternate on the thread. If you hold the bill up to UV light, then the thread glows pink.[11]
  4. Step 4 Check microprinting.

    Older bills used microprinting as a security feature. Use a magnifying glass to check for microprinting, which will appear in different spots depending on the year the bill was issued.[12]
  5. Step 5 Look for color-shifting ink.

    $100 bills issued between 1996-2013 employ color-shifting ink. Tilt the note in the light and look in the lower right-hand corner. The numeral 100 should change from green to black.[15]
  6. Step 6 Find the watermark portrait.

    Bills printed after 1996 have a watermark portrait of Benjamin Franklin in the blank space at the right-hand side. The image should be very faint but visible from either side.[16]
  7. Step 7 Pay attention to blurry borders.

    Real bills should have clear, sharp lines, which are very hard for counterfeiters to reproduce. If you see blurry printing or text, then you are probably dealing with a counterfeit.[17]
  8. Step 8 Use a counterfeit money detection pen.

    This pen is sold at Amazon and costs $5. It checks for common chemicals used in counterfeits. However, fraudsters have gotten wise and no longer use the chemicals, so the pen isn’t foolproof.[18]
  9. Step 9 Compare it with another bill.

    No special security features were used on $100 bills printed before 1990. Accordingly, the best way to check its authenticity is to compare it to another $100. You might have to go to a bank to check if the bill is authentic.[19]
Method 3
Method 3 of 3:

Reporting Counterfeit Bills

  1. Step 1 Hold onto a counterfeit bill.

    If you believe the bill is fake, you should not return it to the person who passed it to you.[20]
  2. Step 2 Write down details.

    As you wait, note important details about the passer. Write down their age, height, hair color, eye color, weight, and other unique features.[21]
  3. Step 3 Initialize the bill.

    You should write your initials and the date in the white border surrounding the $100 bill.[22]
  4. Step 4 Handle the bill sparingly.

    You’ll need to hand it over to the police, who might be able to pull fingerprints off the bill. For this reason, touch the fake $100 as little as possible. Store it in an envelope in your register.

    • Remember not to put it in with the other bills. Instead, mark your envelope “counterfeit” so that you can find it quickly.
  5. Step 5 Call the police.

    You can find the number in your telephone book. Tell them you have a counterfeit $100 bill and give them your location. They will tell you what to do next. Generally, the police will contact the Secret Service to investigate.[23]
  6. Step 6 Hand over the counterfeit bill.

    Only turn the bill over to an identified police officer or Secret Service agent. If you give the bill to the Secret Service, you may need to complete a Counterfeit Note Report for each bill.[24]

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